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Auto Insurance
Affordable Car Insurance You Can Count On
At The Rivertown Agency in Columbus, Georgia, we help drivers across Georgia and Alabama get the right auto insurance coverage at the best price. Whether you’re driving to work, school, or on a weekend road trip, we make sure you’re protected on the road—without overpaying.
What Is Auto Insurance?
Auto insurance is a policy that protects you financially if you're involved in a car accident, if your vehicle is damaged or stolen, or if you're held responsible for someone else's injuries or property damage. It covers costs related to repairs, medical bills, and legal expenses, depending on the coverage you choose.
We’ll help you understand your options and build a policy that fits your needs—and your budget.
Types of Auto Insurance Coverage
Here’s a breakdown of the main types of car insurance coverage available through The Rivertown Agency:
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Bodily Injury Liability
Covers medical expenses and legal fees, up to the policy limits, IF you’re at fault in an accident that injures someone else.
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Property Damage Liability
Covers damage you cause to another person’s vehicle or property (like a building, fence, guard rail, etc.) up to the policy limits.
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Medical Payments / PIP (Personal Injury Protection)
Pays for medical treatment for you and your passengers, no matter who’s at fault. This will pay up to the policy limits on the policy.
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Collision Coverage
Helps pay for repairs to your vehicle if you hit another car or object. Typically, it’s only used if the accident is your fault. You just pay your deductible and the insurance company pays for the remainder of the repairs.
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Comprehensive Coverage
Covers damage to your car that isn’t caused by a collision—like damage from hitting animals, theft, vandalism, fire, floods, hail, or fallen trees. You just pay your deductible and the insurance company pays for the remainder of the repairs.
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Uninsured/Underinsured Motorist Coverage
Protects you if you’re hit by a driver with no insurance or not enough coverage to pay for the damage, up to your policy limits.
Why Choose
The Rivertown Agency?
✅ Local and trusted in Columbus, GA
✅ Serving drivers throughout Georgia and Alabama
✅ Personalized quotes to fit your lifestyle and vehicle
✅ Friendly, easy-to-understand service
✅ Fast claims support and expert advice
Ready to Get on the Road with Confidence?
Let’s build the right auto insurance policy for your needs—at a price you can afford.
(706) 530-0606
3100 Gentian Blvd, ​Suite 18B
Columbus, GA 31907​
Disclaimer: The information provided on this website is for general informational purposes only and is not intended to serve as legal, financial, or insurance advice. Coverage descriptions and policy features mentioned are broad summaries used to help explain general insurance concepts and may not apply to all policies or clients. Coverage availability, limits, exclusions, and conditions vary by insurance carrier and individual policy. Statements made are general in nature and are intended to simplify coverage explanations. Always refer to your individual insurance policy for specific terms, conditions, coverage limits, and exclusions. If you have questions about your coverage, please contact your licensed insurance agent.